Archive

Archive for the ‘Money Issues’ Category

Why the Bible Asks for a 100 Percent Interest

November 5, 2012 1 comment

Banks will ask for ten to thirty percent interest depending on the bank and loan type but the Bible speaks of one hundred percent interest being demanded at the end of it all, and there is a reason for a hundred percent which will blow you away. The poor will always be poor but the clever ones will use what does not belong to them to create their own assets. Look out for lesson four in this article.

The parable of the talents speaks of the servants making 100 percent interest except for the one servant who had one talent. When confessing that he had put the talent into the ground the master demands from him why instead he had not put the money into the bank or given it to the money exchangers where interest is less than a hundred percent meaning the banking interest rate is the lowest expected in any investment. Those who understand banking know by now that after you remove banking charges, inflation and other costs your real interest from the bank is way less than the advertised interest. So how does one make one hundred percent interest with whatever it is they have and why should they make one hundred interest?

To start off with, the servants received something according to their abilities which could mean that the one who received one was known to be mentally strong and could handle anything small, had the right mentality to deal with unfairness and injustice to come out of it strong whilst the one who had five talents had a good mind but would only succeed if he was given more to handle. The meaning being that each person has the ability to turn the desert into a successful farming land. So the first thing that we all have to do is to count what we have and understand our strengths. For some we are strategically minded, some are perfect in networking, some are creative, some are thoughtful, some are daring but in all things each person has an ability.

Secondly the master was said to go off on a journey in which he would return and expect to see a return on his money. This meant that each servant had a specific time in which to make enough money to raise the 100 percent interest. So in order to make the 100 percent interest one has to calculate the time they have and identify which business is best suited to make the 100 percent in that period. For example the one with five talents was said to have gone into trading, the silly one only put his money in the ground which is the same as putting into the house, under the pillow, in the wallet, in your mother or father’s house where it never grows. What we learn here is that interest is equal to the amount of time against the activity being done to make the interest. If your money is just sitting and at the end of the year you have the same money then you are doing something wrong. If at the end of the year you have the same number of assets as at the start of the year then you are exactly the same as the servant who buried the talent in the ground.

Thirdly the poor will always be poor. This is probably the most important lesson of all. The servant who received one talent put it into the ground whilst the one who received five talents went into trading. The one who received the one talent said one thing which most people will say, he said that he was afraid that what he could have made would be taken away. In other words he was afraid of the taxes, the law, the banks, the trading, the risks, the investments, the business concept, and so much more. Instead of investing the money in business he held on to that one talent. That is why when people who have little all that they will do with that little is that they will hold on to the small things they own, they will not dare buy cars if they never had one, they would not buy a bigger house, will not send their kids to a better school, will not own better furniture, simply because they are afraid that it will be taken away. In other words, the poor in mind will remain poor until their minds become rich.

Fourthly, which is as important as the third one is that nothing really belongs to you. In the end everything will be required from you with interest but you must have at least used what you have been given to create your own. Actually I think this is better than lesson number three. The servant who received five talents understood that it did not belong to him so knew his master would ask for his money back, so he came up with a plan, why not use what I have been given to make my own such that when the master comes back I give back the five and I still have made five for myself. In other words the master could have come back and said give me back my five talents, the servant would at least be left with the five talents he had made, amazing stuff. If you take a loan from the bank for example the concept is that the bank always asks for its money back with interest but you must be left with the same money the bank gave to you. For example if the bank gives you ten thousand, you must use the ten thousand to make another ten thousand with interest so that you give back the bank the same amount with interest but you are left with ten thousand. That is why if you take a loan don’t take a loan to cover expenses but take a loan only to make your own. This is where the rich get it right, they use the bank loans to create their own money and then they give back the bank the same money with interest. The banking interest is the least of all interest rates, you should concentrate on a hundred percent interest so that you have your own money.

I cannot go beyond lesson number four for the sake of you keeping lesson four in mind. My advice to anyone reading this article is that don’t settle for making 20 percent interest on your capital, always make it a rule to make a hundred percent, believe me you will be more successful than you ever imagined.

Winston is the author of several books. His breakthrough book was “You Have All Been Fooled”, a book about power, ability, and sheer determination in life. Available on the following
You Have All Been Fooled at Amazon
You Have All Been Fooled at Author’s Page
Winston’s other books include the following
Four Reasons Why Absolute World Peace is Impossible With Humans
The Spark of Life, Success and Relationships
The Book of Revelation Series

Categories: Money Issues Tags: , , , ,

Learning Cash Flow from Manna

July 19, 2012 Leave a comment

Basically money is an abstract idea which like all abstract things one has to believe in order to understand its uses and effect. However it as much as it has its uses it comes with certain rules which like manna must be obeyed.

It takes an idea to understand that tea leaves can be used for a drink or that wheat can be ground and processed to make bread; likewise it takes an idea to understand the concept of money and how it works. In the absence of an idea life is like a desert or wilderness where one will most likely die until an idea comes to mind on how to survive or live. The first time the Israelites discovered manna they had no idea what it was hence they asked Moses who explained to them that it was the bread they would eat. Money is like that, if no one explains to you or if you don’t understand what money is you will just think it’s some mysterious substances which has no use to you.

A flow is simply when you have the occurrence of an idea which is accessible on a day to day basis. The flow is the stream that keeps coming and passing your way. Every day, manna would fall from heaven for the Israelites and they would eat the bread with each person having enough for the day. In life being rich or wealthy is not the accumulation of a bank deposit balance; it is the ability to have a flow of money from a source which is reliable. If a lake or dam does not receive a regular flow of water or source of water the end result is that it will dry up and finish. If one is to start a business or anything that brings money then one has to be sure it will bring regular income which is not only adequate but dependable.

When the Israelites would keep the manna for the next day it had a tendency to go bad, stink and rot. If you have a flow of a substance and all you do is keep it and do not use it the result is that sooner or later you will either lose it or it will just lose its value. It is like an investment in shares in the stock market, if you keep it for too long the markets go up and down, at some point every company share decreases in value, so you have to know when to sell and buy otherwise at some point you have to be in it for the long term such that in years you gain from dividends whilst in some years you receive nothing. Naturally one has to store something for the rainy day, which is why the Israelites were then told to store for the Sabbath. Life requires strategies and one must develop strategies for keeping money and knowing when to use it, that is what they call cash flow. If you finish it all and do not anticipate that day when there is no flow you will starve, so one has to anticipate and act.

The bible says the manna would fall to the ground, not into the stomachs of the Israelites; meaning that they had to gather it, process it, serve it and eat. You can have the greatest idea in the world about cash, but if you never gather it, process it and find ways to consume it then that idea is just a thought. Aaron was commanded to store up manna in order for future generations to see the legacy; if you have a business or source of income ensure that the next generation learns also on how it works and they can see it. Generations are usually lost because the previous generation left no inheritance. A wise man leaves an inheritance for his grandchildren not just for his children. The Israelites ate manna for forty years but within the forty years they had other sources of flow, quails for meat and water to drink. When you find your principal source of flow make sure you have secondary flows which not only add more substance but can be complimentary to your original flow.

Most people will asks for a lump sum of money but the truly wise will ask for a flow of manna, just make sure you are one of the wise ones.
Winston is the author of several books. His breakthrough book was “You Have All Been Fooled”, a book about power, ability, and sheer determination in life. Available on the following
You Have All Been Fooled at Amazon
You Have All Been Fooled at Author’s Page
Winston’s other books include the following
Four Reasons Why Absolute World Peace is Impossible With Humans
The Spark of Life, Success and Relationships
The Book of Revelation Series

Categories: Money Issues Tags: ,